What Is the Cost of Flood Insurance in Florida?

What Is the Cost of Flood Insurance in Florida

We’ve had a wild ride in the past two months, and it looks like we could be facing more storms teeing up in the South Atlantic. At the moment, the 10 year lull between major storms seems less like a

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Posted in Flood Insurance

In-Law-Suite Not So Sweet

homeowners insurance

Q: My in-laws moved out last summer to an assisted living facility. After they were gone, we renovated their two-bedroom apartment/in-law suite. Sometimes we rent it out on Airbnb since we live in a resort area. However, this past spring

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Posted in Homeowners Insurance

Commercial Driving Businesses Need Commercial Auto

Q: I started out driving for Uber and Lyft, but now I am opening my own limousine service in a couple of months. I have a good client list from doing ride-share, and now I own a limousine. What kind

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Posted in Commercial, Commercial Insurance

Rough Storm Ahead for South Florida Homeowners

Since 2012, insurers are dealing with the unintended consequences of a move that was supposed to be a benefit to homeowners. Assignment of benefits was supposed to allow homeowners, renters, and landlords get their damaged properties fixed quickly and back

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Posted in Homeowners Insurance

A Hurricane Preparedness Resource List

We’ve been lucky so far. A major hurricane hasn’t hit us in years, but that doesn’t mean it will not come around this year. Florida’s population has grown massively and many new residents have no idea how to prepare. Let’s

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Posted in Homeowners Insurance

Why a Homeowner’s Policy May Not Cover an Airbnb Rental?

Q: I have been thinking about joining Airbnb as a host and would be renting out a Granny suite in my home. When I talked about it with some friends, they said I shouldn’t do it because it would invalidate

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Posted in Homeowners Insurance, Personal Insurance

The Need for Cyber Insurance in Business

Cyber insurance may sound like something out of a science fiction novel, but it’s on the rise, and is now considered a necessity in some circles. All it takes is a simple look back at data breaches in recent years

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Posted in Business Owner Insurance, Insurance