Is Mold Damage Covered by Homeowners Insurance?

Mold is a big problem wherever you have a humid climate, and since we Floridians are surrounded on all three sides by water, occasionally have massive amounts of rainfall, and even tidal flooding with regular high tides, we have the

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Posted in Home, Homeowners Insurance

How CLUE is Affecting Auto Insurance Premium

You know that credit reports rule almost every aspect of our lives, from the ability to obtain a simple store credit card to buying a home. Insurance is no different, and insurance companies have a specialized report called CLUE that

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Posted in Auto Insurance, Personal Insurance

What Is an Undisclosed Driver?

An undisclosed driver is a person other than the driver specified on the policy who also has access to and drives the automobile listed on the policy. Whether this is just a one off – such as borrowing the car

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Posted in Auto Insurance

Tips to Keeping Your South Florida Home Cool This Summer

Although having a reliable, strong central AC is a basic utility in most Florida homes, there are plenty of things you can do to prevent heat from building and making your air conditioning less effective. Here are a few tips

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Posted in General

Rideshare Companies Take Drivers for a Ride

ridesharing insurance

In the “gig economy’ freelancing, temping, and “sharing” are a part of financial reality for millions of people. The people offering their services to rideshare companies where they use their personal vehicle for business are mostly male, young, urban, and

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Posted in Auto Insurance, Commercial Insurance

How to Lose Your Car Insurance

car insurance

It takes a fair bit of effort to lose your car insurance, but the surest way is to be less than honest on your car insurance application. If you are in an accident, you could end up with your insurance

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Posted in Auto Insurance

What is Going On with Florida Motorcyclists?

If this keeps up, Florida motorcyclists could end up on the endangered species list. Motofire magazine reports on the National Highway Traffic Safety Administration’s latest numbers. To say the least, they’re not looking good. Motorcycles account for three percent of

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Posted in Recreational Insurance