The Need for Cyber Insurance in Business

Cyber insurance may sound like something out of a science fiction novel, but it’s on the rise, and is now considered a necessity in some circles. All it takes is a simple look back at data breaches in recent years

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Posted in Business Owner Insurance, Insurance

Study Draws Connections Between Pot and Auto Accident Claims

A recent study claims that three states that recently legalized marijuana have had collision claims increase by 2.7 percent. Colorado, Washington, and Oregon have all passed laws that make it legal for pot to be used recreationally. However, the study

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Posted in Auto Insurance

Florida Got Soaked in June, Many Without Flood Coverage

We told you so. The run up to summer turned out to be a case of good news/bad news. First, the good news – heavy rains doused drought conditions that contributed to over 2500 wildfires across the state. The bad

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Posted in Flood Insurance

Is Your Florida Pool Safe?

In 2002, a little girl died before her mother’s eyes in a horrible and preventable accident. Virginia Graeme Baker died as a result of what is called “suction entrapment” in a family friend’s hot tub, held to the bottom by

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Posted in Homeowners Insurance

Is Mold Damage Covered by Homeowners Insurance?

Mold is a big problem wherever you have a humid climate, and since we Floridians are surrounded on all three sides by water, occasionally have massive amounts of rainfall, and even tidal flooding with regular high tides, we have the

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Posted in Home, Homeowners Insurance

How CLUE is Affecting Auto Insurance Premium

You know that credit reports rule almost every aspect of our lives, from the ability to obtain a simple store credit card to buying a home. Insurance is no different, and insurance companies have a specialized report called CLUE that

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Posted in Auto Insurance, Personal Insurance

What Is an Undisclosed Driver?

An undisclosed driver is a person other than the driver specified on the policy who also has access to and drives the automobile listed on the policy. Whether this is just a one off – such as borrowing the car

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Posted in Auto Insurance