Blog Archives

In-Law-Suite Not So Sweet

homeowners insurance

Q: My in-laws moved out last summer to an assisted living facility. After they were gone, we renovated their two-bedroom apartment/in-law suite. Sometimes we rent it out on Airbnb since we live in a resort area. However, this past spring

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Posted in Homeowners Insurance

Rough Storm Ahead for South Florida Homeowners

Since 2012, insurers are dealing with the unintended consequences of a move that was supposed to be a benefit to homeowners. Assignment of benefits was supposed to allow homeowners, renters, and landlords get their damaged properties fixed quickly and back

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Why a Homeowner’s Policy May Not Cover an Airbnb Rental?

Q: I have been thinking about joining Airbnb as a host and would be renting out a Granny suite in my home. When I talked about it with some friends, they said I shouldn’t do it because it would invalidate

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Posted in Homeowners Insurance, Personal Insurance

Is Your Florida Pool Safe?

In 2002, a little girl died before her mother’s eyes in a horrible and preventable accident. Virginia Graeme Baker died as a result of what is called “suction entrapment” in a family friend’s hot tub, held to the bottom by

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Posted in Homeowners Insurance

Is Mold Damage Covered by Homeowners Insurance?

Mold is a big problem wherever you have a humid climate, and since we Floridians are surrounded on all three sides by water, occasionally have massive amounts of rainfall, and even tidal flooding with regular high tides, we have the

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Posted in Home, Homeowners Insurance

Higher Insurance Rates and Taxes? Thank AOB

Looking at the Florida economy, you think everything looks sunshiny in the Sunshine State. However there are problems lurking in our economy that are going unaddressed. One of them is about to put a dent in your wallet. We have

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Posted in Homeowners Insurance, Personal Insurance

Flipped House Hazard: How Much of a Problem is Polybutylene Plumbing?

House flipping was popular before the last recession, and this year is approaching pre-recession highs. However, while that “completely remodeled” house might look terrific and hit all of your I-Wanna spots, there can be hidden hazards that a simple inspection

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Posted in Home, Homeowners Insurance